OPEN ENROLLMENT BEGINS AUGUST 1, 2017 THROUGH SEPTEMBER 8, 2017 AT NOON
New Plan Year starting October 1, 2017 through September 30, 2018

Open enrollment has begun! Plan choices remain the same for the new plan year October 1, 2017 through September 30, 2018, however the rates have changed. New rate sheets can be found on this website by selecting the appropriate group below. They will also be available at the Open Enrollment meetings and in the Human Resources office. We encourage everyone to attend an open enrollment meeting. Please refer to the STSIG Open Enrollment Meeting schedule for a time and place that fits your schedule. Attending an open enrollment meeting will also earn a wellness incentive for 2018.

The new plan year will run October 1, 2017 through September 30, 2018.

For All Employees Due By September 8th at noon:

Please select the appropriate group below for more details on the process, rate sheets as well as other forms and resources you will need. Please don't hesitate to contact the Human Resources Department if you have any questions (530) 225-0200.

All enrollment forms and updates in PlanSource must be completed
no later than NOON ON FRIDAY, SEPTEMBER 8, 2017.

Employees 4 hours or more

Choices for health care plans will remain the same for the new plan year starting October 1, 2017 through September 30, 2018, however the rates have changed. Rate information is outlined below under Employee Share of Health Care Cost. Rate sheets will also be available at the Open Enrollment meetings and in the Human Resources office. There have been some other minor changes so we encourage everyone to attend an Open Enrollment meeting for details of all changes. Attending an open enrollment meeting will earn a wellness incentive for 2018.

Everyone will be required to complete a SCOE enrollment form again this year. Employees that want NO changes to their current plan will only need to complete the very top of the form, sign and date and return to the Human Resource office. Employees that are making changes will need to complete the second half of the enrollment form and ALSO login to PlanSource to make their health benefit plan changes. If you make no changes to your current health benefit selections, you will remain on the plan you currently have including dependents but will still be required to complete SCOE enrollment form. Instructions for PlanSource and SCOE enrollment forms can be found below under Forms and Resources.

DEADLINE FOR ENROLLMENT: Friday, September 8th at noon for:
1. SCOE enrollment form (everyone must complete)
2. PlanSource online changes to your health plan (only if you are making changes; i.e. switching plans, adding/or deleting dependents, etc.)


Highlights of the 2017-18 changes, effective October 1, 2017:

Medical
All PPO plans will have a $100 ambulance copay (ground and air).
In order to remain IRS compliant, MDLive visits will be subject to deductible on the HSA plans. The full cost of MDLive medical visit is $40 and will be applied to the member's deductible.
The MDLive benefits have been expanded to include behavioral health therapy and psychiatrist visits.
4th Quarter Medical Deductible Carry-over for PPO plans
Advance Medical will offer expert second opinion services (replacing Grand Rounds).

Pharmacy
No changes. Visit Navitus' website (navitus.com) for formulary updates throughout the year.

STSIG Health Saving Account Contributions
$500 individual and $1,000 for family (more than one enrolled) for all first time enrollees in a high deductible health plan (HDHP) if eligible. No contributions for existing or former enrollees in a HDHP.

Wellness Incentive
Members that completed the wellness incentive between November 1, 2017 and October 31, 2018 will receive a $100 gift card.
Spouses of enrolled members are also encouraged to participate in the wellness incentive from November 1, 2017 and October 31, 2018 and also earn their own $100 gift card.

Dental
Delta Dental rates are reduced and a third cleaning per calendar year has been added to all dental plans.

Vision
VSP rates are reduced. No plan changes.

Prestige Medical Clinic
Reminder: All members and dependents enrolled in any medical plans may use the services at Prestige at no cost for PPO members and only $20 per visit for HDHP members.
Discount memberships are offered for non-enrolled family members.

All employees still have access to MDLIVE and the Employee Assistance Program.

The following is the amount that SCOE pays on your behalf for Health, Dental and Vision coverage, based on full time employment for 2017/18 plan year. Part time employees are given pro-rated fixed dollars according to how many hours you work:

Tiered Employee CAP
Employee Only = $4,500/year
Employee + Spouse = $9,450/year
Employee + Child(ren) = $8,100/year
Employee + Family = $13,500/year

Beginning October 1, 2017 we have the same health care plan choices:

Plan Selections
80-C (PPO)

80-G (PPO)
80-K (PPO)
80-M (PPO)
HSA-A (high deductible)
HSA-B (high deductible)


American Fidelity
If you currently have your health insurance premium deducted on a pre-tax basis using the American Fidelity Section 125 Plan, your premium will continue to be deducted on a pre-tax basis for 2017-18. However, if you are currently enrolled in the Dependent Care and/or Unreimbursed Medical Expense Accounts, these elections will terminate on September 30, 2017. To continue these accounts, you will need to contact American Fidelity to set up an appointment to meet with a representative. The number to call is 1-800-365-8306, ext 0 to make an appointment. See schedule for dates and times. Refer to the American Fidelity brochure for more information on their products and services.

Employee Share of Health Insurance Cost
CSEA & Management Changeable Cost Calculator (enter # of work hours per day)
CSEA & Management 8 hours
CSEA & Management 6 hours
CTA 7 hours
DEA-SC 6 hours
CDEA-SC 8 hours


Forms and Resources:
SCOE Enrollment form
Medical plan comparisons
2018 Wellness Incentive Program
PlanSource open enrollment instructions
Wellness Incentive tracking sheet 2018
MDLIVE Information
Employee Assistance Program
Payflex HSA Road Rules
Advanced Medical
Open Enrollment meeting schedule
American Fidelity Brochure


Employees less than 4 hours, Seasonal, Temporary and Substitutes


All temporary, substitutes, seasonal and part time employees (less than .50 FTE) have the ability to purchase health insurance through our office for themselves and their eligible dependent children.The annual open enrollment period for the Shasta County Office of Education will be from August 1, 2017 through September 8, 2017 at noon. All health benefit selections will be effective October 1, 2017 through September 30, 2018.

You are eligible for the Anthem Blue Cross 2 Tier Anchor Bronze Plan. This plan mirrors the Affordable Care Act - Bronze Plan. There is no employer contribution. The monthly cost for the current plan year is $393.00/month for employee only and $710.00/month for employee plus child(ren). This is the only plan offered by SCOE to our temporary, substitute, seasonal and part time employees. You cannot put a spouse or domestic partner on this plan, it is for yourself and your eligible dependent children only. We do not offer dental or vision insurance plans. Enrollment forms, Declination/Acceptance forms and plan summary can be found below under Forms and Resources.

Enrollment forms and acceptance/declination of coverage form must be received in the Human Resources Department no later than noon on September 8, 2017. Even if you choose to not enroll for the plan offered, we still require that you return the acceptance/declination form by noon on September 8, 2017 deadline.

Insurance payments are due on the 1st of each month to the payroll department at the Shasta County Office of Education. Please mail your checks to: 1644 Magnolia Avenue, Redding, CA 96002, Attention: Payroll Department. You are responsible for the entire insurance premium. Payments not received by the 5th of each month will result in the cancellation of your insurance back to the last day of the previous month.

In order to comply with the requirements of the Affordable Care Act, it is MANDATORY that we receive the Acceptance/Declination of Coverage form back from you no later than September 8, 2017 at noon.


Forms and Resources:
Anchor Bronze enrollment form
Acceptance/Declination form
Anchor Bronze summary
Employee Assistance Program (EAP)
American Fidelity Brochure




Retirees

Open enrollment begins August 1, 2017 and runs through September 8, 2017. If you are enrolled in any of the SCOE health care benefits, we really encourage you to attend an open enrollment meeting for details of the changes. Plan offerings will remain the same as last year, however the rates have changed. Please refer to the meeting schedule for dates and times. The special meeting for Medicare retirees only will be Tuesday, August 22, 2017 at 10:00am – Professional Development Center 2985 Innsbruck Drive, Redding, CA.

Again this year All retirees will be required to complete a SCOE enrollment form. If you make no changes to your current health benefit selections, please indicate this on the enclosed SCOE enrollment form, sign the form and return it to the Human Resources office. If you choose to decline all coverage, you will indicate this on the SCOE enrollment form as well. If you are not currently enrolled in any of the SCOE medical plans, you are not eligible to re-enroll in any of the plans.

If you are currently enrolled in any of the SCOE medical plans and choose to make a change to your health care benefit selections, you will ALSO need to login to PlanSource to make the changes. This is in addition to the SCOE enrollment form. Instructions on how to access PlanSource online can be found below under Forms and Resources. If you need help with the online process we will be hosting two Open Labs at the Shasta County Office of Education located at 1644 Magnolia Ave, Redding, on August 31st from 10:00am-noon and September 6th from 2pm-4pm.

Dental (Delta Dental) rates are reduced and a third cleaning per calendar year have been added to all dental plans. Vision (VSP) rates are reduced,no plan changes.

Retirees must make their health plan changes online through PlanSource and the SCOE enrollment forms must be submitted no later than noon on Friday, September 8th to the Human Resources Department.

Please contact the Human Resources department if you have any questions 530-225-0200.

Forms and Resources:
Retiree Open Enrollment form
Highlights of the 2017-18 changes, effective October 1, 2017
Medical Plan Comparison
Schedule of Open Enrollment meetings
PlanSource Open Enrollment instructions

Shasta County Office of Education Board Members

Open enrollment begins August 1, 2017 and runs through September 8, 2017. Choices for health care plans will remain the same for the new plan year starting October 1, 2017 through September 30, 2018, however the rates have changed. There have been a few other changes as well so we encourage everyone to attend an open enrollment meeting

All Board members will be required to complete a SCOE enrollment form. If you choose to decline all coverage, you will indicate this on the SCOE enrollment form. If you currently have health benefits and make no changes, you will remain on the plan you currently have including dependents but will still be required to complete a SCOE enrollment form. In the event you decide to change your health benefit selections, you will need to login to Plansource to make the changes as well. Instructions for Plansource and SCOE insurance selection forms can be found below under Forms and Resources.

We encourage everyone to attend an open enrollment meeting. This is your chance to review the plans and ask questions. Attending an open enrollment meeting will earn wellness incentive credit for 2018. All new health benefit selections you make will be effective October 1, 2017 through September 30, 2018.

Dental (Delta Dental) rates are reduced and a third cleaning per calendar year have been added to all dental plans. Vision (VSP) rates are reduced, no plan changes.

Beginning October 1, 2017 the following are the health insurance plan choices available;
Plan Selections:
80-C (PPO)
80-G (PPO)
80-K (PPO)
80-M (PPO)
HSA-A (high deductible)
HSA-B (high deductible)

DEADLINE FOR ENROLLMENT: Friday, September 8th at noon for:
1. SCOE Enrollment form (everyone must complete)
2. PlanSource online changes to your health plan (only if you are making changes)

Please call the Human Resources Department if you have any questions 225-0200

Forms and Resources:
SCOE Enrollment form
Highlights of the 2017-18 changes
Medical Plan Comparison
2018 Wellness Incentive Plan
PlanSource Open Enrollment Instructions
STSIG Open Enrollment Meeting Schedule
Rate Matrix