Risk Management Program

Shasta County Office of Education's Risk Management Program.

Melanie Cich, Risk Management Coordinator
mcich@shastacoe.org
(530) 225-0205

Whereby Risk is:

Security through Risk Management

The Risk Management Process is undertaken to ensure that each risk identified within the Shasta County Office of Education environment is documented, escalated and mitigated as appropriate. Risks are defined as any event that is likely to adversely affect the ability of the organization to achieve defined objectives.

Risk Management will be undertaken through the implementation of five key processes:

  1. The identification of risks
  2. The logging and prioritizing risks
  3. The identification of risk mitigating actions
  4. The assignment and monitoring of risk mitigating actions
  5. The closure of risks

Risk Management through effective use of Insurance

Each and every one of us is surrounded by risk every day. Driving to work is a risk. Going on a business trip or vacation is a risk. Playing first base for the company softball team is a risk. Even leaving the house on a cloudy day without an umbrella is a risk.

Some risks are trivial—like changing the oil in your car after work while still wearing your dress shirt. Others are significant—like the loss of income due to disability or premature death. Proper risk management is essential to securing your financial future. This means effectively using insurance to protect against those things that would significantly impact your financial future if they occurred.

Insurance is the means by which you secure protection against unforeseen circumstances. Auto insurance helps protect from financial loss on an automobile due to accident or theft. Health insurance provides financial support for medical-related costs. Life insurance, on the other hand, was initially designed not to protect the insured, but rather to protect those left behind by the insured when the insured died. Liability insurance assures the holder that they will be supported financially and legally in case of law suits or situations where the fault is their own.

Frequently Asked Questions:

Safety Committee Meeting Minutes:

January 17, 2008 Meeting

November 15, 2007 Meeting

September 20, 2007 Meeting

Workers' Compensation Committee Report for Claims:

Workers' Compensation Injuries November 14, 2007 through January 16, 2008

Workers' Compensation Injuries September 20, 2007 through November 13, 2007

Workers' Compensation Injuries June 28, 2007 through September 19, 2007

 

 

Shasta Trinity Schools Insurance Group Joint Powers Authority

Shasta County Office of Education is a member of the STSIG JPA. Under these auspices we are self insured for Workers' Compensation which is administered through LWP Claims Solutions, Inc., Medical Insurance administered through Blue Cross of California, Dental Insurance which is administered through Delta Dental and Vision Insurance which is administered through VSP.

STSIGJPA www.stsigjpa.com

LWP Claims Solutions, Inc. start

Blue Cross of California www.bluecrossca.com

Delta Dental www.deltadentalca.org

VSP www.vsp.com

Northern California Schools Insurance Group

Shasta County Office of Education is insured for liability, property loss and vehicles through their membership in the Northern California Schools Insurance Group.

NCSIG www.ncsigschools.com

Shasta County Office of Education Retirement Plans

CalPERS www.calpers.ca.gov

CalSTRS www.calstrs.comSocial Security www.ssa.gov

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