OPEN ENROLLMENT BEGINS AUGUST 1, 2018 THROUGH SEPTEMBER 4, 2018
New Plan Year starting October 1, 2018 through September 30, 2019

 

Open enrollment has begun! Plan choices remain the same for the new plan year with the addition of a seventh (7th) plan called a Minimum Value HSA Plan.  The new plan year runs from October 1, 2018 through September 30, 2019.  Please note that the rates have changed. New rate sheets can be found on this website by selecting the appropriate group below. They will also be available at the Open Enrollment meetings and in the Human Resources office. We encourage everyone to attend an open enrollment meeting. Please refer to the STSIG Open Enrollment Meeting schedule for a time and place that fits your schedule. Attending an open enrollment meeting will also earn a wellness incentive for 2018.

The new plan year will run October 1, 2018 through September 30, 2019.

All Employees must submit paper work no later than September 4th.  please see below for the two (2) options available to each employee depending on your choice for health care coverage for the new plan year:

New for Open Enrollment 2018, all employees enrolling spouses or children for the first time will need to submit dependency documentation along with the enrollment forms during Open Enrollment.  This is for new dependents being added to your plan only.

Please select the appropriate group below for more details on the process, rate sheets as well as other forms and resources you will need. Please don't hesitate to contact the Human Resources Department if you have any questions (530) 225-0200.

All enrollment forms and updates in PlanSource must be completed
no later than Tuesday, SEPTEMBER 4, 2018.

 

Employees 4 hours or more

Choices for health care plans will remain the same for the new plan year with the addition of a seventh (7th) plan called a Minimum Value HSA Plan.  Please make note that all rates have changed.  Rate information is outlined below under Employee Share of Health Care Cost. Rate sheets will also be available at the Open Enrollment meetings and in the Human Resources office. There have been some other minor changes so we encourage everyone to attend an Open Enrollment meeting for details of all changes. Attending an open enrollment meeting will earn a Wellness Incentive for 2019.

Everyone will be required to complete a SCOE enrollment form again this year. Employees that want NO changes to their current plan will only need to complete the very top of the form, sign and date and return to the Human Resource office. Employees that are making changes will need to complete the second half of the enrollment form and ALSO login to PlanSource to make their health benefit plan changes. If you make no changes to your current health benefit selections, you will remain on the plan you currently have including dependents but will still be required to complete SCOE enrollment form. Instructions for PlanSource and SCOE enrollment forms can be found below under Forms and Resources.

DEADLINE FOR ENROLLMENT: Tuesday, September 4th for:
1. SCOE enrollment form (everyone must complete)
2. PlanSource online changes to your health plan (only if you are making changes; i.e. switching plans, adding/or deleting dependents, etc.)

 

Highlights of the  2018-19 changes, effective October 1, 2018:

Medical

  • HSA-A plan modified to comply with IRS regulations.  Deductible increased from $2,600 to $2,700.
  • A seventh medical plan is introduced called the "Minimum Value" plan.  This plan is IRS qualified for participation in a Health Savings Account (HSA) for those who meet the IRS qualifications.
  • Value-based Purchasing Benefit Change.  Services with maximum benefits limit if not performed in an in-network Ambulatory Service Center (ACS)  See flyer for additional information.
  • STSIG health savings account contributions will be made once a year in November.
  • Dependency documentation is required for all dependent enrollments starting with Open Enrollment 2018.

Pharmacy

  • No changes. Visit Navitus' website (navitus.com) for formulary updates throughout the year.

STSIG Health Saving Account Contributions

  • All first-time enrollees in either the HSA-A, HSA-B, or the Minimum Value Plan (high deductible health plans - HDHP) will receive a one-time $500 individual and $1,000 for family (more than one enrolled) contribution from STSIG.
  • No contributions for existing or former enrollees in a high deductible health plan (HDHP).

Wellness Incentive

  • Active and early retiree members that completed the wellness incentive between November 1, 2018 and October 31, 2019 will receive a $100 gift card in January.
  • Spouses (non-Medicare) of enrolled members are also encouraged to participate in the wellness incentive from November 1, 2018 and October 31, 2019 and also earn their own $100 gift card.
  • Spouses on Medicare are not eligible to participate in the wellness incentive.

Dental

  • Delta Dental rates are reduced by 2%.  Reminder:  Third cleaning per calendar year has been added to all dental plans.


Vision

  • Frame and contact lens allowance is increased to $175.

Prestige Medical Clinic

  • Reminder:  All active and early retiree members and dependents enrolled in any medical plan may use the services at Prestige at no cost for PPO members and only $20 per visit for HDHP members.
  • Members enrolled in Medicare are not eligible to participate.
  • Discount memberships are offered for non-enrolled family members.


All employees still have access to MDLIVE and the Employee Assistance Program.

The following is the amount that SCOE pays on your behalf for Health, Dental and Vision coverage, based on full time employment for 2018/19 plan year. Part time employees are given pro-rated fixed dollars according to how many hours you work:

Tiered Employee CAP
Employee Only = $4,500/year
Employee + Spouse = $9,450/year
Employee + Child(ren) = $8,100/year
Employee + Family = $13,500/year

Beginning October 1, 2018 we have the same health care plan choices:

Plan Selections

80-C (PPO)
80-G (PPO)
80-K (PPO)
80-M (PPO)
HSA-A (high deductible)
HSA-B (high deductible)

Minimum Value HSA Plan (high deductible)

American Fidelity
If you currently have your health insurance premium deducted on a pre-tax basis using the American Fidelity Section 125 Plan, your premium will continue to be deducted on a pre-tax basis for 2018-19. However, if you are currently enrolled in the Dependent Care and/or Unreimbursed Medical Expense Accounts, these elections will terminate on September 30, 2018. To continue these accounts, you will need to contact American Fidelity to set up an appointment to meet with a representative. The number to call is 1-800-365-8306, ext 0 to make an appointment. See schedule for dates and times. Refer to the American Fidelity brochure for more information on their products and services.

Employee Share of Health Insurance Cost
CSEA & Management Changeable Cost Calculator (enter # of work hours per day)
CSEA & Management 8 hours
CSEA & Management 6 hours
CTA 7 hours

CDEA-SC 6 hours
CDEA-SC 8 hours


Forms and Resources:
SCOE Enrollment form
Medical plan comparisons
2019 Wellness Incentive Program
PlanSource open enrollment instructions
Wellness Incentive tracking sheet 2019
MDLIVE Information
Employee Assistance Program
Payflex HSA Road Rules
Advanced Medical

Open Enrollment meeting schedule
American Fidelity Brochure

 

Employees less than 4 hours, Seasonal, Temporary and Substitutes

All temporary, substitutes, seasonal and part time employees (less than .50 FTE) have the ability to purchase health insurance through our office for themselves and their eligible dependent children.The annual open enrollment period for the Shasta County Office of Education will be from August 1, 2018 through September 4, 2018.  All health benefit selections will be effective October 1, 2018 through September 30, 2019.

You are eligible for the Anthem Blue Cross 2 Tier Anchor Bronze Plan. This plan mirrors the Affordable Care Act - Bronze Plan. There is no employer contribution. The monthly cost for the current plan year is $410.00/month for employee only and $740.00/month for employee plus child(ren). This is the only plan offered by SCOE to our temporary, substitute, seasonal and part time employees. You cannot put a spouse or domestic partner on this plan, it is for yourself and your eligible dependent children only. We do not offer dental or vision insurance plans. Enrollment forms, Declination/Acceptance forms and plan summary can be found below under Forms and Resources.

Enrollment forms and acceptance/declination of coverage form must be received in the Human Resources Department no later than September 4, 2018. Even if you choose to not enroll for the plan offered, we still require that you return the acceptance/declination form by September 4, 2018.

Insurance payments are due on the 1st of each month to the payroll department at the Shasta County Office of Education. Please mail your checks to: 1644 Magnolia Avenue, Redding, CA 96001, Attention: Payroll Department. You are responsible for the entire insurance premium. Payments not received by the 5th of each month will result in the cancellation of your insurance back to the last day of the previous month.

In order to comply with the requirements of the Affordable Care Act, it is MANDATORY that we receive the Acceptance/Declination of Coverage form back from you no later than September 4, 2018.

 

Forms and Resources:
Anchor Bronze enrollment form
Acceptance/Declination form
Anchor Bronze summary

Employee Assistance Program (EAP)
American Fidelity Brochure
 



Retirees

Open enrollment begins August 1, 2018 and runs through September 4, 2018. If you are enrolled in any of the SCOE health care benefits, we really encourage you to attend an open enrollment meeting for details of the changes. Plan offerings will remain the same as last year with addition of a seventh (7th) plan called a Minimum Value HSA Plan.  Please note that rates have changed. Please refer to the meeting schedule for dates and times. The special meeting for Medicare retirees only will be Tuesday, August 21, 2018 at 10:00am – STSIG Meeting Room, 85 Hartnell Ave,  Redding, CA.

Again this year All retirees will be required to complete a SCOE enrollment form. If you make no changes to your current health benefit selections, please indicate this on the enclosed SCOE enrollment form, sign the form and return it to the Human Resources office. If you choose to decline all coverage, you will indicate this on the SCOE enrollment form as well. If you are not currently enrolled in any of the SCOE medical plans, you are not eligible to re-enroll in any of the plans.

If you are currently enrolled in any of the SCOE medical plans and choose to make a change to your health care benefit selections, you will ALSO need to login to PlanSource to make the changes. This is in addition to the SCOE enrollment form. Instructions on how to access PlanSource online can be found below under Forms and Resources. If you need help with the online process we will be hosting two Open Labs at the Shasta County Office of Education located at 1644 Magnolia Ave, Redding, on August 30th from 10:00 am-noon and September 4th from 2pm-4pm.

Dental (Delta Dental) rates are reduced and a third cleaning per calendar year have been added to all dental plans. Vision (VSP) rates are reduced, no plan changes.

Retirees must make their health plan changes online through PlanSource and the SCOE enrollment forms must be submitted no later than Tuesday, September 4th to the Human Resources Department.

Please contact the Human Resources department if you have any questions 530-225-0200.

 

Forms and Resources:
Retiree Open Enrollment form
Plan Highlights of the 2018-19 Changes for Early Retiree (not on Medicare)
Plan Highlights of the2018-19 Changes for Retiress on Medicare
Medical Plan Comparison

Schedule of Open Enrollment meetings
PlanSource Open Enrollment instructions

 

Shasta County Office of Education Board Members

Open enrollment begins August 1, 2018 and runs through September 4, 2018. Choices for health care plans will remain the same for the new plan year with the addition of a seventh (7th) plan called a Minimum Value HSA Plan.  Please see below for the list of health insurance plans being offered for the new plan year starting October 1, 2018 through September 30, 2019.  All rates have changed. There have been a few other changes as well so we encourage everyone to attend an open enrollment meeting.

All Board members will be required to complete a SCOE enrollment form. If you choose to decline all coverage, you will indicate this on the SCOE enrollment form. If you currently have health benefits and make no changes, you will remain on the plan you currently have including dependents but will still be required to complete a SCOE enrollment form. In the event you decide to change your health benefit selections, you will need to login to Plansource to make the changes as well. Instructions for Plansource and SCOE insurance selection forms can be found below under Forms and Resources.

We encourage everyone to attend an open enrollment meeting. This is your chance to review the plans and ask questions. Attending an open enrollment meeting will earn wellness incentive credit for 2018. All new health benefit selections you make will be effective October 1, 2018 through September 30, 2019.

Dental (Delta Dental) rates are reduced and a third cleaning per calendar year have been added to all dental plans. Vision (VSP) rates are reduced, no plan changes.

Beginning October 1, 2018 the following are the health insurance plan choices available;
Plan Selections:
80-C (PPO)
80-G (PPO)
80-K (PPO)
80-M (PPO)
HSA-A (high deductible)

HSA-B (high deductible)
Minimum Value HSA Plan (high deductible)

DEADLINE FOR ENROLLMENT: Tuesday, September 4th:
1. SCOE Enrollment form (everyone must complete)
2. PlanSource online changes to your health plan (only if you are making changes)

Please call the Human Resources Department if you have any questions 225-0200

Forms and Resources:
SCOE Enrollment form
Highlights of the 2018-19 changes
Medical Plan Comparison
2019 Wellness Incentive Plan
PlanSource Open Enrollment Instructions
STSIG Open Enrollment Meeting Schedule

Rate Matrix